Retirement Stages
Accumulation
Retirement planning begins with certain tools used to accumulate your assets. With access to Traditional/Roth IRA, 401k, Simple IRA, etc., we can help you develop a strategy that best suits your accumulation needs. Tax efficient distribution is the focus of our accumulation strategy.
Preservation
As you transition to retirement, wealth preservation becomes very important. A principal protection plan will guard against future retirement distribution pitfalls. During this stage we begin to transition focus on tax efficiency during your retirement years. Building a tax efficient principal protection plan is key to the longevity of your retirement income.
Distribution
We believe this is the most overlooked stage of many retirement plans. Potential distribution pitfalls such as market risk, tax rate risk, sequence of return risk, and withdrawal rate risk are looming to devastate your retirement plan. This can be avoided with proper planning.
